CC Churning, Points Earning, The Financial Thread

Re: CC Churning, Points Earning, The Financial Thread

Postby 1 » Sun Jul 16, 2017 12:23 pm

Has anyone here followed this method?

https://www.reddit.com/r/churning/comme ... r_newbies/
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Re: CC Churning, Points Earning, The Financial Thread

Postby jamiethekiller » Sun Jul 16, 2017 1:23 pm

I basically did. Signed up for all the chase cards(ink+ biz, preferred and reserve) screwed up with a AMEX. Also got several AA cards. People don't like AA cards but philly as your hub and they're clutch.
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Re: CC Churning, Points Earning, The Financial Thread

Postby Grotewold » Sun Jul 16, 2017 1:39 pm

+1
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Re: CC Churning, Points Earning, The Financial Thread

Postby 1 » Sun Jul 16, 2017 10:15 pm

jamiethekiller wrote:I basically did. Signed up for all the chase cards(ink+ biz, preferred and reserve) screwed up with a AMEX. Also got several AA cards. People don't like AA cards but philly as your hub and they're clutch.


I already have the AA Aviator Red and Platinum Select. Don't have any of the others you mentioned, but I want as many miles as possible.
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Re: CC Churning, Points Earning, The Financial Thread

Postby 1 » Mon Aug 21, 2017 9:51 pm

Southwest Plus, Premier, and Business Premier are now all offering 60,000 SRR with minimum spend.
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Re: CC Churning, Points Earning, The Financial Thread

Postby heyeaglefn » Tue Sep 05, 2017 4:04 pm

Decent Discover offer if you have the money to dump into a Savings Account. No Hard Pull for Savings, once your bonus hits you can pull the money out.

Note - This is a once per lifetime bonus, so if you got this before you can't ever again.

https://www.discover.com/online-banking ... 24165113:s
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Re: CC Churning, Points Earning, The Financial Thread

Postby jamiethekiller » Tue Sep 05, 2017 4:13 pm

signing up for cards gave me a bad rate on my loan i needed to get. (they called me risky even though my score is 781) So i opened up another CC that has no transfer fees and 15month 0% APR and am transferring my loan debt to that.

take that bank!
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Re: CC Churning, Points Earning, The Financial Thread

Postby Uncle Milty » Tue Sep 05, 2017 4:41 pm

Thinking of doing the same thing. USAA sent an offer with no fee or interest until February 2019.
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Re: CC Churning, Points Earning, The Financial Thread

Postby jamiethekiller » Tue Sep 05, 2017 6:02 pm

I get offers from discover pretty often for 0% and zero transfer fees
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Re: CC Churning, Points Earning, The Financial Thread

Postby heyeaglefn » Fri Oct 13, 2017 11:06 am

Fuel Reward Network running a promo that makes it easy to get cheap/free gas at Shell Stations.

https://www.fuelrewards.com/fuelrewards/grocery.html
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Re: CC Churning, Points Earning, The Financial Thread

Postby heyeaglefn » Wed Dec 20, 2017 4:05 pm

heyeaglefn wrote:Fuel Reward Network running a promo that makes it easy to get cheap/free gas at Shell Stations.

https://www.fuelrewards.com/fuelrewards/grocery.html

Believe this has been extended through March now. Easy to get cheap gas.
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Re: CC Churning, Points Earning, The Financial Thread

Postby Woody » Wed Dec 20, 2017 4:38 pm

Got a Chase Sapphire Preferred earlier this fall and just got my $500 bonus in time for the holidays. Suck it, churners!
you sure do seem to have a lot of time on your hands to be on this forum? Do you have a job? Are you a shut-in?
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Re: CC Churning, Points Earning, The Financial Thread

Postby JUburton » Wed Dec 20, 2017 4:44 pm

Chase Freedom is 5% on gas/cable and phone bills/any android/chase pay Q1 2018. Guessing it'll save me $100 without even counting any Android Pay which is accepted at Whole Foods, Trader Joes, Giant, Wegmans, among others.
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Re: CC Churning, Points Earning, The Financial Thread

Postby MoBettle » Wed Dec 20, 2017 4:48 pm

Apple Pay too. (And Samsung pay if you're into that)
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Re: CC Churning, Points Earning, The Financial Thread

Postby Woody » Wed Dec 20, 2017 4:48 pm

^ got one of those, too! Suck it, churners!
you sure do seem to have a lot of time on your hands to be on this forum? Do you have a job? Are you a shut-in?
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Re: CC Churning, Points Earning, The Financial Thread

Postby heyeaglefn » Wed Dec 20, 2017 4:50 pm

There are a lot of Samsung Pay GC deals going on. You can get Ebay for 10% off now. I but 10% off then resell for 92%. They have Dominos and other stores as well.
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Re: CC Churning, Points Earning, The Financial Thread

Postby Grotewold » Fri Jan 19, 2018 9:29 am

$200 for opening this bank account by March 31 and depositing $1,000 within 60 days.

Opened it in my and my wife's names last week, shifted the money over, got the $400 a few days later, and downgraded to free accounts.
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Re: CC Churning, Points Earning, The Financial Thread

Postby jamiethekiller » Fri Jan 19, 2018 10:01 am

haven't signed up for anything in so long :( wife got pissy and said i can't get anymore cards till after we buy a house since i got hosed on a personal loan.
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Re: CC Churning, Points Earning, The Financial Thread

Postby Houshphandzadeh » Fri Jan 19, 2018 10:04 am

does accumulation of bank accounts effect credit scores the same as credit card accounts?
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Re: CC Churning, Points Earning, The Financial Thread

Postby Grotewold » Fri Jan 19, 2018 10:11 am

Houshphandzadeh wrote:does accumulation of bank accounts effect credit scores the same as credit card accounts?


No -- most or all of these involve "soft" credit checks. You can easily ring up a few thousand dollars a year with these.

moar
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